- To purchase on (EMI) installment, first, select your desired product and add it to the cart.
- The cart should worth a minimum of BDT 5,000/-
- Select “Pay Online” in Checkout page.
- Enter your card details and EMI tenure.
- You will receive a code on your registered phone number & email address
- Enter the code and place your order.
EMI Policy
EMI POLICY
FAQ
Q: What is INSTAMART BANGLADESH 0% Equal Monthly Installments (EMI)?
A: INSTAMART BANGLADESH 0% EMI is allowing you to purchase items through a deferred payment plan using your credit card only.
Q: How EMI works?
A: Select the SSLCOMMERZ Payment Method “Avail EMI” button while on transaction page and select the tenure. Once the purchase is completed through, using Credit Card INSTAMART BANGLADESH team will confirm the order. It will take up to 7-10 working days for the installment to reflect on your credit card statement. The full outstanding payment will be blocked on your account until the installments have been completed. The blocked amount will also be visible on your statement.
Q: Is there any mark-up, processing fees or down payment on INSTAMART EMI?
A: EMI does not have any mark-up, down payment or any other hidden cost attached to it.
Q: Are there any conditions for the EMI to be approved?
A: INSTAMART BANGLADESH 0% EMI is available on all INSTAMART BANGLADESH products, subject to
i) the product paid price must be BDT 5,000/- or more
ii) 0% EMI Upto 6 Months (campaigned or Non-Campaigned) is applicable on total cart value.
iii) Selected categories are not available for EMI transactions.
· Groceries
· Digital Goods (EMI on Tours and Travel Packages Only)
· Vouchers
Q: Is it possible to return or cancel products purchased on INSTAMART BANGLADESH EMI?
A: Unfortunately, No. EMI order cannot cancel or refund.
Q: Is it possible to convert a partial amount of my order onto the EMI plan?
A: yes, Before proceeding To Payments, contact us First.
Q : I want to buy a product using INSTAMART BANGLADESH 0% EMI but I do not have any sort of cards to use,
what should I do?
A: Unfortunately, INSTAMART BANGLADESH 0% EMI plan is available for certain bank partners Credit card only for now.
Q: What if your EMI plan not been activated after 7 working days of purchase?
A: Please call the Bank’s helpline to escalate the matter. If you have charged any financial fees due to this, they will
reversed in your subsequent statement.
Following are the Terms & Conditions applicable on Easy Monthly Installment
plan and are to be read along with the Credit Card Terms and Conditions:
1. Minimum purchase amount for each transaction should be BDT 10,000/- to avail an Easy Monthly Installment.
2. Easy Monthly Installment orders applicable on total cart value.
3. You can checkout only if your credit limit is equal to or greater than the price of the product.
4. Easy Monthly Installment is available at 0% mark-up for a tenure of 3 and 6 months.
5. The conversion of purchase to Easy Monthly Installments may take up to 7 (seven) working days.
6. Purchase on INSTAMART BANGLADESH to be made at least 3 (three) working days before the
next credit card statement is generated to ensure the transaction reflects in that statement.
For example, your statement date is September 21, 2022, then, the purchase should be made
before September 18, 2022.
7. If you make a purchase within the 3 days period as mentioned in the paragraph no. 3 or after the statement date
then, the transaction will reflect in the next month’s statement.
8. The Bank providing Easy Month Installment service is not acting as corporate agent/distributor of third party
products/services and shall not be responsible in any manner to any person or to any claim.
9. The Bank providing service is not acting as corporate agent/distributor of third party products/services and shall not
be responsible in any manner to any person or to any claim.
10. Notwithstanding anything contained in this Terms and Conditions and Credit Card terms and conditions.
11. INSTAMART BANGLADESH reserves unconditional and unequivocal right to reject, refuse, delay, object to provide
Easy Monthly Installment facility to any customer for any product, even after complying with the all the
above-mentioned requirements, without citing or stating any reason.
How to buy on (EMI) installments
EMI Bank Charge List
AB BANK LIMITED
|
Tenure |
EMI CHARGE |
Status |
|
3 Months |
3 % |
Active |
|
6 Months |
4.5 % |
Active |
|
9 Months |
6.5 % |
Active |
|
12 Months |
8.5 % |
Active |
* Additional Markup fee will be added.
AL-ARAFAH ISLAMI BANK LIMITED
Tenure
EMI CHARGE
Status
3 Months
3 %
Active
6 Months
4.5 %
Active
9 Months
6.5 %
Active
12 Months
8.5 %
Active
Tenure
EMI CHARGE
Status
3 Months
3 %
Active
6 Months
4.5 %
Active
9 Months
6.5 %
Active
12 Months
8.5 %
Active
* Additional Markup fee will be added.
BANK ASIA LIMITED
Tenure
EMI CHARGE
Status
3 Months
3 %
Active
6 Months
4.5 %
Active
9 Months
6.5 %
Active
12 Months
8.5 %
Active
Tenure
EMI CHARGE
Status
3 Months
3 %
Active
6 Months
4.5 %
Active
9 Months
6.5 %
Active
12 Months
8.5 %
Active
* Additional Markup fee will be added.
BRAC BANK LIMITED
Tenure
EMI CHARGE
Status
3 Months
3 %
Active
6 Months
4.5 %
Active
9 Months
6.5 %
Active
12 Months
8.5 %
Active
18 Months
11.5 %
Active
24 Months
15.5 %
Active
Tenure
EMI CHARGE
Status
3 Months
3 %
Active
6 Months
4.5 %
Active
9 Months
6.5 %
Active
12 Months
8.5 %
Active
18 Months
11.5 %
Active
24 Months
15.5 %
Active
* Additional Markup fee will be added.
CITY BANK LIMITED
Tenure
EMI CHARGE
Status
3 Months
3 %
Active
6 Months
4.5 %
Active
9 Months
6.5 %
Active
12 Months
8.5 %
Active
18 Months
11.5 %
Active
24 Months
15.5 %
Active
30 Months
16.5 %
Active
36 Months
19.5 %
Active
Tenure
EMI CHARGE
Status
3 Months
3 %
Active
6 Months
4.5 %
Active
9 Months
6.5 %
Active
12 Months
8.5 %
Active
18 Months
11.5 %
Active
24 Months
15.5 %
Active
30 Months
16.5 %
Active
36 Months
19.5 %
Active
* Additional Markup fee will be added.
DHAKA BANK LIMITED
Tenure
EMI CHARGE
Status
3 Months
3 %
Active
6 Months
4.5 %
Active
9 Months
6.5 %
Active
12 Months
8.5 %
Active
Tenure
EMI CHARGE
Status
3 Months
3 %
Active
6 Months
4.5 %
Active
9 Months
6.5 %
Active
12 Months
8.5 %
Active
* Additional Markup fee will be added.
DUTCH BANGLA BANK
Tenure
EMI CHARGE
Status
3 Months
3 %
Active
6 Months
4.5 %
Active
9 Months
6.5 %
Active
12 Months
8.5 %
Active
18 Months
11.5 %
Active
24 Months
15.5 %
Active
30 Months
16.5 %
Active
36 Months
19.5 %
Active
Tenure
EMI CHARGE
Status
3 Months
3 %
Active
6 Months
4.5 %
Active
9 Months
6.5 %
Active
12 Months
8.5 %
Active
18 Months
11.5 %
Active
24 Months
15.5 %
Active
30 Months
16.5 %
Active
36 Months
19.5 %
Active
* Additional Markup fee will be added.
EASTERN BANK
Tenure
EMI CHARGE
Status
3 Months
3 %
Active
6 Months
4.5 %
Active
9 Months
6.5 %
Active
12 Months
8.5 %
Active
18 Months
11.5 %
Active
24 Months
15.5 %
Active
30 Months
16.5 %
Active
36 Months
19.5 %
Active
Tenure
EMI CHARGE
Status
3 Months
3 %
Active
6 Months
4.5 %
Active
9 Months
6.5 %
Active
12 Months
8.5 %
Active
18 Months
11.5 %
Active
24 Months
15.5 %
Active
30 Months
16.5 %
Active
36 Months
19.5 %
Active
* Additional Markup fee will be added.
EXIM BANK
|
Tenure |
EMI CHARGE |
Status |
|
3 Months |
3 % |
Active |
|
6 Months |
4.5 % |
Active |
|
9 Months |
6.5 % |
Active |
|
12 Months |
8.5 % |
Active |
|
18 Months |
11.5 % |
Active |
|
24 Months |
15.5 % |
Active |
|
30 Months |
16.5 % |
Active |
|
36 Months |
19.5 % |
Active |
* Additional Markup fee will be added.
JAMUNA BANK
Tenure
EMI CHARGE
Status
3 Months
3 %
Active
6 Months
4.5 %
Active
9 Months
6.5 %
Active
12 Months
8.5 %
Active
18 Months
11.5 %
Active
24 Months
15.5 %
Active
30 Months
16.5 %
Active
36 Months
19.5 %
Active
Tenure
EMI CHARGE
Status
3 Months
3 %
Active
6 Months
4.5 %
Active
9 Months
6.5 %
Active
12 Months
8.5 %
Active
18 Months
11.5 %
Active
24 Months
15.5 %
Active
30 Months
16.5 %
Active
36 Months
19.5 %
Active
* Additional Markup fee will be added.
LANKABANGLA FINANCE
|
Tenure |
EMI CHARGE |
Status |
|
3 Months |
3 % |
Active |
|
6 Months |
4.5 % |
Active |
|
9 Months |
6.5 % |
Active |
|
12 Months |
8.5 % |
Active |
|
18 Months |
11.5 % |
Active |
|
24 Months |
15.5 % |
Active |
|
30 Months |
16.5 % |
Active |
|
36 Months |
19.5 % |
Active |
* Additional Markup fee will be added.
MERCANTILE BANK
Tenure | EMI CHARGE | Status |
3 Months | 3 % | Active |
6 Months | 4.5 % | Active |
9 Months | 6.5 % | Active |
12 Months | 8.5 % | Active |
18 Months | 11.5 % | Active |
24 Months | 15.5 % | Active |
30 Months | 16.5 % | Active |
36 Months | 19.5 % | Active |
* Additional Markup fee will be added.
MUTUAL TRUST BANK
Tenure
EMI CHARGE
Status
3 Months
3 %
Active
6 Months
4.5 %
Active
9 Months
6.5 %
Active
12 Months
8.5 %
Active
18 Months
11.5 %
Active
24 Months
15.5 %
Active
30 Months
16.5 %
Active
36 Months
19.5 %
Active
Tenure
EMI CHARGE
Status
3 Months
3 %
Active
6 Months
4.5 %
Active
9 Months
6.5 %
Active
12 Months
8.5 %
Active
18 Months
11.5 %
Active
24 Months
15.5 %
Active
30 Months
16.5 %
Active
36 Months
19.5 %
Active
* Additional Markup fee will be added.
NCC BANK
Tenure
EMI CHARGE
Status
3 Months
3 %
Active
6 Months
4.5 %
Active
9 Months
6.5 %
Active
12 Months
8.5 %
Active
18 Months
11.5 %
Active
24 Months
15.5 %
Active
30 Months
16.5 %
Active
36 Months
19.5 %
Active
Tenure
EMI CHARGE
Status
3 Months
3 %
Active
6 Months
4.5 %
Active
9 Months
6.5 %
Active
12 Months
8.5 %
Active
18 Months
11.5 %
Active
24 Months
15.5 %
Active
30 Months
16.5 %
Active
36 Months
19.5 %
Active
* Additional Markup fee will be added.
ONE BANK
|
Tenure |
EMI CHARGE |
Status |
|
3 Months |
3 % |
Active |
|
6 Months |
4.5 % |
Active |
|
9 Months |
6.5 % |
Active |
|
12 Months |
8.5 % |
Active |
* Additional Markup fee will be added.
PREMIER BANK
Tenure
EMI CHARGE
Status
3 Months
3 %
Active
6 Months
4.5 %
Active
9 Months
6.5 %
Active
12 Months
8.5 %
Active
Tenure
EMI CHARGE
Status
3 Months
3 %
Active
6 Months
4.5 %
Active
9 Months
6.5 %
Active
12 Months
8.5 %
Active
* Additional Markup fee will be added.
PRIME BANK
Tenure
EMI CHARGE
Status
3 Months
3 %
Active
6 Months
4.5 %
Active
9 Months
6.5 %
Active
12 Months
8.5 %
Active
18 Months
11.5 %
Active
24 Months
15.5 %
Active
Tenure
EMI CHARGE
Status
3 Months
3 %
Active
6 Months
4.5 %
Active
9 Months
6.5 %
Active
12 Months
8.5 %
Active
18 Months
11.5 %
Active
24 Months
15.5 %
Active
* Additional Markup fee will be added.
SHAHJALAL ISLAMI BANK
Tenure
EMI CHARGE
Status
3 Months
3 %
Active
6 Months
4.5 %
Active
9 Months
6.5 %
Active
12 Months
8.5 %
Active
Tenure
EMI CHARGE
Status
3 Months
3 %
Active
6 Months
4.5 %
Active
9 Months
6.5 %
Active
12 Months
8.5 %
Active
* Additional Markup fee will be added.
SOUTHEAST BANK
|
Tenure |
EMI CHARGE |
Status |
|
3 Months |
3 % |
Active |
|
6 Months |
4.5 % |
Active |
|
9 Months |
6.5 % |
Active |
|
12 Months |
8.5 % |
Active |
|
18 Months |
11.5 % |
Active |
|
24 Months |
15.5 % |
Active |
|
30 Months |
16.5 % |
Active |
|
36 Months |
19.5 % |
Active |
* Additional Markup fee will be added.
STANDARD BANK
|
Tenure |
EMI CHARGE |
Status |
|
3 Months |
3 % |
Active |
|
6 Months |
4.5 % |
Active |
|
9 Months |
6.5 % |
Active |
|
12 Months |
8.5 % |
Active |
|
18 Months |
11.5 % |
Active |
|
24 Months |
15.5 % |
Active |
* Additional Markup fee will be added.
STANDARD CHARTERED BANK
|
Tenure |
EMI CHARGE |
Status |
|
3 Months |
3 % |
Active |
|
6 Months |
4.5 % |
Active |
|
9 Months |
6.5 % |
Active |
|
12 Months |
8.5 % |
Active |
|
18 Months |
11.5 % |
Active |
|
24 Months |
15.5 % |
Active |
|
30 Months |
16.5 % |
Active |
|
36 Months |
19.5 % |
Active |
* Additional Markup fee will be added.
UNITED COMMERCIAL BANK
|
Tenure |
EMI CHARGE |
Status |
|
3 Months |
3 % |
Active |
|
6 Months |
4.5 % |
Active |
|
9 Months |
6.5 % |
Active |
|
12 Months |
8.5 % |
Active |
|
18 Months |
11.5 % |
Active |
|
24 Months |
15.5 % |
Active |
* Additional Markup fee will be added.
TRUST BANK LTD
|
Tenure |
EMI CHARGE |
Status |
|
3 Months |
3 % |
Active |
|
6 Months |
4.5 % |
Active |
|
9 Months |
6.5 % |
Active |
|
12 Months |
8.5 % |
Active |
|
18 Months |
11.5 % |
Active |
|
24 Months |
15.5 % |
Active |
|
30 Months |
16.5 % |
Active |
|
36 Months |
19.5 % |
Active |
* Additional Markup fee will be added.
NRB COMMERCIAL BANK LTD
|
Tenure |
EMI CHARGE |
Status |
|
3 Months |
3 % |
Active |
|
6 Months |
4.5 % |
Active |
|
9 Months |
6.5 % |
Active |
|
12 Months |
8.5 % |
Active |
|
18 Months |
11.5 % |
Active |
|
24 Months |
15.5 % |
Active |
* Additional Markup fee will be added.
NRB Bank Limited
|
Tenure |
EMI CHARGE |
Status |
|
3 Months |
3 % |
Active |
|
6 Months |
4.5 % |
Active |
|
9 Months |
6.5 % |
Active |
|
12 Months |
8.5 % |
Active |
|
18 Months |
11.5 % |
Active |
|
24 Months |
15.5 % |
Active |
|
30 Months |
16.5 % |
Active |
|
36 Months |
19.5 % |
Active |
* Additional Markup fee will be added.
Meghna Bank Limited
|
Tenure |
EMI CHARGE |
Status |
|
3 Months |
3 % |
Active |
|
6 Months |
4.5 % |
Active |
|
9 Months |
6.5 % |
Active |
|
12 Months |
8.5 % |
Active |
|
18 Months |
11.5 % |
Active |
|
24 Months |
15.5 % |
Active |
|
30 Months |
16.5 % |
Active |
|
36 Months |
19.5 % |
Active |
* Additional Markup fee will be added.
SBAC Bank
|
Tenure |
EMI CHARGE |
Status |
|
3 Months |
3 % |
Active |
|
6 Months |
4.5 % |
Active |
|
9 Months |
6.5 % |
Active |
|
12 Months |
8.5 % |
Active |
|
18 Months |
11.5 % |
Active |
|
24 Months |
15.5 % |
Active |
* Additional Markup fee will be added.
Midland Bank Ltd
|
Tenure |
EMI CHARGE |
Status |
|
3 Months |
3 % |
Active |
|
6 Months |
4.5 % |
Active |
|
9 Months |
6.5 % |
Active |
|
12 Months |
8.5 % |
Active |
|
18 Months |
11.5 % |
Active |
|
24 Months |
15.5 % |
Active |
* Additional Markup fee will be added.
Community Bank Bangladesh Limited
|
Tenure |
EMI CHARGE |
Status |
|
3 Months |
3 % |
Active |
|
6 Months |
4.5 % |
Active |
|
9 Months |
6.5 % |
Active |
|
12 Months |
8.5 % |
Active |
|
18 Months |
11.5 % |
Active |
|
24 Months |
15.5 % |
Active |
|
30 Months |
16.5 % |
Active |
|
36 Months |
19.5 % |
Active |
* Additional Markup fee will be added.
Markup Calculation
- Suppose, bill amount is BDT 5,000.
- 3 months EMI Charge is 3%
- In payment, Bank will Charge 3.09%
- So, you have to pay 5,154.50
- Then, Bank will deduct EMI Charge, which is 3%
- After deducting EMI Charge, amount will be your bill amount, which is BDT 5,000 here
